One Year Anniversary

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With one year under my belt I am going to now introduce a new way of tracking the performance of my investment decisions. I will review each and every decision after it has played out. 

The goal of these strategies is to make one bet each month and to hold that bet for one year. For the TA fund there are four choices (or asset classes that are possible choices). The Enhanced tries to beat that by using different funds to get similar exposure.

 Note:
Going forward this and my Peer Review will be incorporated into my performance post. This will consolidate all of the performance related information into one post and reduce the number of posts I send out.
 
 MAY ASSET CLASS RETURNS:

Below is the performance of each of the 4 asset classes for the past 12 months (May 31, 2017 to May 31, 2018). They are ranked in descending order of return with the best return at the top.

                                  Rank
VTWO  21.0%          1st
VONE   14.6%          2nd
JNK        0.6%           3rd
AGG      -0.7%           4th

MAY DESCISIONS: 

TA Portfolio: In May 2017 the TA portfolio bought VONE (large cap US equity). VONE was the second best asset class we could have been in over this twelve month period. This was a good decision even though it saw not the "best" decision that could have  been made.

Enhanced Portfolio: The Enhanced portfolio bought DSEUX instead of VONE.  DSEUX -0.5% DSEUX's return over the same period was far lower than VONE so the decision detracted value:

 BLOG TRACK RECORD: 

 Here we will keep track of each decisions outcome.  Over time this will give us an idea of how often we are making good decisions (top two) vs bad decisions (bottom two). For context most people consider getting it "right" 60% of the time in investments as a very good and difficult to achieve outcome.

TA Portfolio: 
Rank: 1st 2nd 3rd 4th
Number of Bets:  0 1  0  0 
% of Bets:  0%  100%  0%  0% 

Note: Historically (going all the way back 30 years), the system has picked the best asset class about 50% of the time and the second best asset class about 25% of the time. We will see if that trend continues as we add a new data point each month going forward.

Enhanced Portfolio: 
For this portfolio I monitor whether or not my pick performed better "+" or worse "-" than the TA pick. A good result would be to have 60% or more on the + side.



  +-

Number of Bets: 01 
% of Bets: 0% 100% 

 Note: + means the selection did better than the asset class, - means it did worse and when the asset class ETF is selected then no rank is added.

DISCLAIMER:
Past performance is not a guarantee of future performance.  This strategy is presented for informational purposes only and is not a solicitation to buy or sell any securities. October is one of the peculiarly dangerous months to speculate in stocks in.  The others are July, January, September, April, November, May , March, June, December, August and February. ~ Mark Twain

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